Use The Power Of Annuities To Secure Your Retirement Income
Request your FREE copy of our Annuity Income Guide by clicking the button below to learn more about how Annuities can help you create the retirement income you're looking for.
Customized Roadmap
Everything we do is customized specifically for your retirement goals and needs.
Reliable Income
Annuities give you the power to create the retirement income you need.
Peace of Mind
Have peace of mind knowing that your retirement income is secure and that you won't outlive it.
About RockSteady Financial Group
Retirement Planning For Current and Future Retirees
Our mission is to help current and future retirees create the retirement they want using the incredible power and flexibility of Annuities.
Our Service
Creating Consisent, Reliable Retirement Income
Some of the many benefits an Annuity can provide:
Consistent & Reliable Income
Receive regular payments for a specific period of time, or even for life.
Tax-Deferred Growth
Any gains accrue on a tax-deferred basis, allowing for greater accumulation.
Reduced Portfolio Risk
A quick 401k or IRA rollover can significantly reduce portfolio volatility and risk.
Customizable
Annuities are flexible and can be customized to meet your specific needs.
Longevity Protection
Annuities significantly reduce the risk of outliving your money.
Estate Planning
Some annuities have the option to include a death benefit to a beneficiary after you pass.
Why Choose Us
Live Your Retirement On Your Terms
We work long and hard to create the future that WE want for ourselves and our loved ones. Why not use the best tools, resources, assets available to ensure that we do?
Personalized Roadmap
We help each one of our clients find the best annuity for their specific retirement goals and needs.
One-On-One Service
Each client of ours is assigned their own dedicated, licensed, professional agent/advisor at no cost.
Superior Client Support
We provide ongoing support for every client to answer questions, conduct portfolio reviews, and more.
Our Annuity Income Process
How it works
First Step
Second Step
Third Step
Custom Plan
We put an Annuity Income Plan together that shows the best type of Annuity setup for your specific goals and needs.
Consultation
One of our team members breaks down your custom plan with you and goes over multiple options so you can see what works for you.
Decision
Once you have the information, you make a decision about how to proceed. You are in 100% control of the process.
Find The Best Annuity For Your Retirement
Click the button below to start with your FREE copy of our Annuity Income Guide
FAQ
Frequently Asked Questions.
Get answers to the most frequently asked questions about Annuities.
What is an annuity?
An annuity is a financial product that provides a series of regular payments over a specified period of time, typically used for retirement income or long-term financial planning.
How do annuities work?
Annuities work by making an initial payment to an annuity provider, who then invests the funds. The accumulated amount grows on a tax-deferred basis, and during the payout phase, the annuity provides regular payments to the individual.
What are the types of annuities?
There are several types of annuities, including fixed annuities, variable annuities, and indexed annuities. Fixed annuities offer a guaranteed interest rate, variable annuities allow for investment in underlying funds, and indexed annuities link returns to an index, such as the stock market.
Can I access my money in an annuity before the payout phase?
Yes, but early withdrawals from annuities may incur surrender charges and tax penalties. It's advisable to review the terms of your annuity contract and consult with a financial advisor before considering early withdrawals.
Are annuity payments taxable?
The tax treatment of annuity payments depends on various factors, including the type of annuity, the source of funds used to purchase it, and the applicable tax laws. Generally, a portion of the payments may be taxable as ordinary income.
How do I choose the right annuity?
Choosing the right annuity involves assessing your financial goals, risk tolerance, and retirement income needs. It's recommended to compare different annuity options, review contract terms, and consult with a financial advisor to determine the most suitable annuity for your circumstances.
Can I cancel or surrender an annuity?
Annuities typically have surrender periods during which surrendering the contract may result in penalties and fees. However, surrender charges decrease over time. Review your annuity contract for specific surrender terms and consult with your annuity provider for further details.